pay for funeral
+1 (800) 899-4852

Mon - Sat 09:00 - 17:00

Sunday Closed

18417 US Highway

19N clearwater, FL 33764, Florida


Home / Faq’s


How it Works

Choose Insurance

Select Your Agent

Contact Agent


Frequently Asked Questions

Burial insurance is a type of life insurance specifically designed to help cover funeral costs and other end-of-life services. It’s an important protection for many families, especially those on a limited income.

Burial insurance plans help people financially put their loved one to rest in a dignified manner. Premiums of these plans are based on tenure and seating order, which means you can add the numbers of all attendees, such as family members, friends, and your employer.

When someone from a distant location attends your funeral, we inflate the cost for inflation coverage per every increase in attendees or mileage.

A funeral insurance policy is a type of life insurance policy that covers the costs associated with funeral expenses. These policies are designed to provide financial assistance to the policyholder’s family or other designated beneficiary when the insured dies.

The death benefit can cover the costs of funeral services, burial or cremation, and other related expenses. Funeral insurance policies typically do not cover the costs of a memorial service, headstone, cemetery plot, or other related costs.

The policyholder pays a monthly premium to the insurance company that accumulates the death benefit for your beneficiary. Funeral insurance policies are typically offered with a fixed benefit amount, meaning the death benefit will not change regardless of how long the policyholder lives.

The benefit amount is typically enough to cover the costs of a basic funeral service, though the policyholder can usually increase the benefit amount to cover more complex services.

Burial insurance costs are likely to be dependent upon the size and type of insurance you choose. However, it is the most affordable type of life insurance even for older applicants. The costs vary as per certain varying factors of the applicant.

Anyone can purchase a burial insurance policy after the age of 18. But it specifically benefits those seniors who wish to cover their funerals when they pass away. The policyholder will usually need to provide proof of their age and identity before the policy qualification.

Depending on the policy, the policyholder may also need to provide proof of their medical history and any existing medical conditions. Both individuals and families can take out funeral insurance policies.

Family policies typically cover all family members and can be used to pay for all or part of the funeral costs. Individuals can purchase a policy for themselves or a loved one. It is important to remember that funeral insurance policies are not a form of life insurance.

They are designed to provide financial assistance towards funeral costs and do not provide any death benefit. Therefore, ensuring that you have sufficient life insurance coverage to provide any death benefit needed for your burial is important.

Various types of funeral insurance are available depending on your demands and financial capacity.

–         Simple Issue life insurance: burial insurance typically helps sick elders, but the provider must verify the applicant’s state of health. The simple process of responding to a few health-related questions results in the adoption of the policy.

No medical examination of any kind is required of you. However, the company may reject your policy if you have been diagnosed with specific risk factors, such as smoking. 

Find a policy that provides the most coverage for the lowest cost. Burial insurance also offers your beneficiary some additional death benefits. That will help them to pay the deceased’s outstanding debts. 

Make sure you thoroughly study the tiny print of each policy to ensure that you are aware of what is and is not covered.

Burial insurance is only useful if you have already saved enough money to pay for your funeral. Different life insurance policies can best meet your needs in that regard.

Term life insurance is also a great way to leave a legacy for your loved ones. When you purchase a policy, you can choose to name your beneficiaries, who can then use the death benefit to make a lasting impact.

Your beneficiaries can use the money to pay off debts, give to charity, or make a large purchase you may have wanted to do. Ultimately, term life insurance is an invaluable tool to help give you and your family peace of mind. It can also provide financial protection to cover funeral expenses.

Get An Insurance & Save up to 10%

You may have access to a variety of investment options. However, having insurance gives you the satisfaction of helping your loved ones, which is a positive. Only a small amount of your money is set aside to provide you with a significant benefit and a reasonable offer.

Other sources might not be as helpful to you as insurance is. Because achieving client happiness is our top priority as well as how we conduct our firm. There are many ways to cut costs, but insurance protects the future of your loved ones.